✅ Why This Matters

If you're planning to study in Canada, the study permit is your gateway. But between SDS vs. non-SDS, GICs, biometrics, and IELTS scores—it’s easy to feel overwhelmed.

Let’s simplify it. Here’s everything Indian students need to know to successfully apply for a Canadian study permit.

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✈️ 1. What is a Study Permit?

A Canadian study permit is an official document that lets you study at Designated Learning Institutions (DLIs) in Canada. It’s not a visa—but with it, you can get a temporary resident visa (TRV) to enter the country.

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🧩 2. SDS vs. Non-SDS: What’s the Difference?

Feature	SDS (Student Direct Stream)	Non-SDS
Processing Time	~20 days	Up to 8 weeks
IELTS Requirement	6.0+ in each band	Varies; sometimes no IELTS
Upfront Tuition Payment	1 year	Optional
GIC	Mandatory (CAD 20,635 from Nov 2024)	Optional
Success Rate	Higher	Slightly lower

💡GradGuide Tip: If you're eligible for SDS, go for it. It’s faster, simpler, and has a higher visa approval rate.

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🗂️ 3. Documents Required (SDS)

• Valid Passport

• Letter of Acceptance (from a DLI)

• IELTS Scorecard (6.0+ in each band)

• Tuition Payment Receipt (1st year fees)

• GIC Certificate (CAD 20,635 from a Canadian bank)

• Medical Exam (Upfront)

• Academic Transcripts (10th, 12th, Degree)

• SOP (Statement of Purpose)

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🛠️ 4. Step-by-Step Application Process

• 1. Apply to a DLI – Get your admission letter.

  2. Pay Tuition Fees – Usually 1 year in advance.

  3. Buy GIC – Use banks like Scotiabank or ICICI Canada.

  4. Take a Medical Exam – From a panel physician.

  5. Create IRCC Account – Start your visa application online.

  6. Upload Documents – Ensure clarity and accuracy.

  7. Biometrics – Schedule at your nearest VAC.

  Track Application – Via IRCC or VFS portal.
  

  🔁 Processing Timelines & Fees

  Item	Time / Cost
  Processing Time (SDS)	~20 calendar days (post biometrics)
  Visa Application Fee	CAD 150
  Biometrics Fee	CAD 85
  GIC Amount (2025)	CAD 20,635

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  ❌ Common Mistakes to Avoid

  • Submitting an SOP full of buzzwords but no personal clarity

  • Applying under non-SDS when SDS was possible

  • Uploading scanned documents with poor resolution

  • Not maintaining the correct GIC value as per latest rules